Washington Contractor License & Insurance

What homeowners should verify before construction

Credential checks should happen before a project agreement is signed and should use current documents. Ask for the business name shown on the proposal, contractor registration information, applicable insurance documentation, and bonding information. Confirm that the documentation applies to the company performing the work and is current for the expected project period.

Permits and inspections are separate from contractor credentials. Whether a deck project requires a permit depends on the jurisdiction and scope. Height, attachment to the home, structural changes, covers, electrical work, stairs, and guards can affect the review. The written scope should identify who coordinates applicable applications and inspections rather than leaving that responsibility unclear.

Keep the final proposal, change documentation, product information, payment records, inspection records, and care instructions together. If a lender, property manager, association, or another party needs a certificate or project-specific document, request it early enough to avoid delaying material orders or scheduling. Cactus Decking provides current documentation relevant to an active proposal on request.